medicaid insurance Milton

Medicare Insurance

medical insurance Milton
MEDICARE ADVANTAGE PLANS

A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. If you’re enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren’t paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.

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MEDICARE SUPPLEMENT INSURANCE PLANS

A Medicare supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles.

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Health Insurance Milton
medical insurance Milton
MEDICARE PART D PRESCRIPTION DRUG PLANS

Medicare offers prescription drug coverage to everyone with Medicare. If you decide not to join a Medicare Prescription Drug Plan when you’re first eligible, and you don’t have other creditable prescription drug coverage, or you don’t get Extra Help, you’ll likely pay a late enrollment penalty. To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare. Each plan can vary in cost and drugs covered.

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About Us

My name is Alan Spotts and I founded Spotts Insurance Services, LLC in 2010 in order to better provide individuals, small business owners, senior citizens and families with insurance and financial services. Spotts Insurance Services, LLC specializes in finding individualized solutions for a diverse clientele in Pennsylvania.